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Accounts - Smart Accounting System

Dedicated Database

Accounting That Thinks for You — Built for Pakistan, UAE & Saudi Arabia

International-standard double-entry accounting with AI automation. Manage your Chart of Accounts, Journal Entries, Fiscal Years, and generate real-time Financial Reports — Trial Balance, Balance Sheet, Income Statement, Cash Flow, and General Ledger. Quick Transactions for daily bookkeeping, Petty Cash management, reusable Templates, and a complete team permission system. Native support for FBR, SRB, ZATCA, and UAE VAT from day one.

  • Full double-entry accounting — IFRS compliant
  • Smart Setup Wizard — select country, get working chart of accounts in seconds
  • Real-time financial reports: Trial Balance, BS, IS, Cash Flow, GL
  • Quick Transactions — record money in/out, transfers, salaries in one click
  • Multi-company support with consolidated reporting
  • Native Pakistan (FBR/SRB), UAE VAT, Saudi (ZATCA) tax support
$108 /month

or $1,080/year (save ~17%)

Start Free Trial Request Demo
No Credit Card Required | Setup in 2 Minutes | Cancel Anytime
5
Financial Reports
7
Quick Transaction Types
29
Permission Categories
100%
Actions Audited
Quick & Easy

Get Started in 3 Simple Steps

No technical knowledge needed. If you can use a phone, you can use IOSnack Accounts - Smart Accounting System.

1

Smart Setup in Seconds

Select your country and business type. The Setup Wizard creates your Chart of Accounts, Fiscal Year, and default settings automatically. No manual configuration needed.

2

Record Transactions Instantly

Use Quick Transactions for daily bookkeeping — Money In, Money Out, Transfers, Salaries. Each creates proper double-entry journal entries automatically. Or create manual journal entries for complex transactions.

3

Real-Time Financial Insights

Generate Trial Balance, Balance Sheet, Income Statement, and Cash Flow reports instantly. Dashboard shows revenue, expenses, and net income in real-time. Always audit-ready.

See It in Action

Screenshots & Preview

Here's what you'll get — a clean, intuitive interface designed for speed.

Accounts Dashboard - Financial overview and KPIs

Financial Dashboard

  • Revenue, Expenses, Net Income at a glance
  • Monthly Revenue vs Expenses chart
  • Cash balance, total assets, liabilities, equity
  • Journal entry count and quick action links
Chart of Accounts - Full account tree management

Chart of Accounts

  • Organized by type: Asset, Liability, Equity, Revenue, Expense
  • Search and filter by type, sub-type, or status
  • Add custom accounts or use country templates
  • Activate/deactivate accounts without losing data
Journal Entries - Double-entry transaction recording

Journal Entries

  • Create entries with unlimited debit/credit lines
  • Real-time DR/CR balance indicator
  • Draft → Post → Reverse lifecycle
  • Fiscal year and period validation
Financial Reports - Trial Balance, Balance Sheet, Income Statement

Financial Reports

  • Trial Balance, Balance Sheet, Income Statement
  • Cash Flow Statement and General Ledger
  • Filter by date range and fiscal year
  • Export reports for auditors and tax filing
Quick Transactions - One-click bookkeeping

Quick Transactions

  • 7 types: Money In, Money Out, Transfer, Salary, Utilities
  • Owner Drawing and Owner Capital entries
  • AI suggestions for account selection
  • Creates proper journal entries automatically
Settings - Company profile, auto vouchers, number sequences

Settings & Configuration

  • Company profile with country and currency
  • Auto Voucher mapping — customize DR/CR accounts
  • Number sequences for vouchers and entries
  • Role-based access with 29 permission categories
Team Management - Invite users, assign roles

Team & Permissions

  • Invite team members by email
  • Custom roles with granular permission matrix
  • Device PIN login for quick daily access
  • Full audit log — every action tracked
Everything You Need

Complete Feature List

Every feature built to help your business run faster and smarter.

Chart of Accounts

  • Pre-built templates for Pakistan, UAE, Saudi Arabia, and international standards
  • 5 account types: Asset, Liability, Equity, Revenue, Expense
  • Sub-types for detailed classification (Current Asset, Fixed Asset, etc.)
  • Custom account codes with auto-numbering
  • Activate/deactivate accounts — data always preserved
  • Search, filter by type, and sort by code or balance

Journal Entries & Posting

  • Full double-entry with unlimited debit/credit line items
  • Real-time balance indicator — warns when DR ≠ CR
  • Draft, Post, and Reverse lifecycle with audit trail
  • Fiscal year and period validation — block entries in closed periods
  • Attachments and descriptions per line item
  • Auto-generated voucher numbers with configurable sequences

Financial Reports

  • Trial Balance — verify all debits equal credits
  • Balance Sheet — assets, liabilities, equity snapshot
  • Income Statement — revenue and expenses for any period
  • Cash Flow Statement — operating, investing, financing activities
  • General Ledger — full transaction history per account
  • Account Balances — quick summary across all accounts

Quick Transactions

  • Money In — record sales, collections, refunds received
  • Money Out — record purchases, expenses, refunds given
  • Transfer — move funds between bank and cash accounts
  • Owner Drawing & Capital — track personal withdrawals and investments
  • Utility Payment — record electricity, gas, water, internet bills
  • Salary Payment — bulk or individual salary disbursements
  • Each creates proper double-entry journal entries automatically

Petty Cash & Templates

  • Dedicated petty cash fund tracking with balance monitoring
  • Record cash spent and replenishments with descriptions
  • Monthly petty cash summary reports
  • Reusable Transaction Templates — save common entries
  • Batch Use — apply templates to create multiple entries at once
  • Template library for recurring transactions (rent, salaries, utilities)

Fiscal Years & Periods

  • Create fiscal years aligned to your country (July-June for Pakistan, Jan-Dec, etc.)
  • Auto-generated monthly periods within each fiscal year
  • Close individual periods to prevent backdated entries
  • Close entire fiscal year with year-end processing
  • Multiple open fiscal years for transition periods
  • Period-scoped reporting for accurate comparisons

Team, Roles & Audit

  • Invite team members via email — they set their own password
  • Custom roles with 29 permission categories (COA, JE, Reports, Settings, etc.)
  • Seed default roles: Owner, Accountant, Bookkeeper, Viewer
  • Device PIN login — 4-digit quick access on trusted devices
  • Complete audit log — every action tracked with user, timestamp, and details
  • Filter audit log by user, action type, entity, date range

Setup Wizard & Configuration

  • Smart Setup Wizard — select country, get chart of accounts and fiscal year automatically
  • Country-specific templates: Pakistan, UAE, Saudi Arabia, International
  • Company profile with business type, currency, and tax settings
  • Auto Voucher configuration — map transaction types to default accounts
  • Number sequence customization for vouchers and entries
  • Settings are permission-gated — only admins can modify
Built for Your Industry

Who Is This For?

One Accounts - Smart Accounting System, multiple industries — with features tailored to each.

Small & Medium Businesses

Replace spreadsheet accounting with a real double-entry system. Quick Transactions make daily bookkeeping as simple as filling a form — the system creates proper journal entries behind the scenes.

Retail shops restaurants service companies freelancers startups

Accounting Firms & CPAs

Manage multiple client companies from one platform. Each company gets isolated books. Generate audit-ready Trial Balance, Balance Sheet, and Income Statement in seconds.

CA firms tax consultants bookkeeping agencies audit firms

Multi-Branch Enterprises

Consolidate financial data across branches and subsidiaries. Multi-company addon enables group reporting with intercompany eliminations.

Restaurant chains retail groups holding companies franchise operations

Tax-Compliant Businesses

Built for Pakistan FBR/SRB, UAE VAT, and Saudi ZATCA compliance from day one. Country-specific chart of accounts templates ensure proper tax categorization.

Import/export manufacturing e-commerce professional services
See the Difference

How We Compare

See why IOSnack gives you more for less.

Feature IOSnack Accounts QuickBooks / Xero
Pakistan FBR/SRB tax compliance built-in
UAE VAT & Saudi ZATCA native support Partial
Smart Setup Wizard (working system in seconds)
Full double-entry with unlimited line items
Quick Transactions (one-click bookkeeping)
Petty Cash management Partial
Reusable Transaction Templates with batch use
AI-powered categorization & anomaly detection Paid
Multi-company consolidation Paid
Custom roles with 29 permission categories
Device PIN login for quick daily access
Complete audit trail on every action Partial
IoSnack ecosystem integration (HRM, POS, CRM)
Isolated database per company
Starting price (monthly) $30+

Optional Add-ons

Extend your Accounts - Smart Accounting System with powerful add-on features.

API Access

Programmatic access via REST API with authenticated API keys. Integrate accounting data with ERP, CRM, or custom systems.

+$5 /month

Document Vault

Secure document storage linked to transactions. Attach invoices, receipts, contracts, and supporting documents with OCR text extraction.

+$5 /month

Advanced Reports & Analytics

Custom report builder, ratio analysis, trend charts, budget vs actual comparisons, and scheduled email delivery of financial reports.

+$7 /month

AI Audit Guard

Continuous AI-powered audit monitoring. Detects unusual patterns, duplicate entries, policy violations, and potential fraud with real-time alerts.

+$7 /month

AI-Powered Insights

Smart transaction categorization, anomaly detection, natural language queries, and predictive cash flow forecasting powered by AI.

+$9 /month

Tax Filing & Compliance

Automated tax calculations and filing for FBR (Pakistan), SRB, ZATCA (Saudi Arabia), and UAE VAT. Generate tax returns, withholding certificates, and compliance reports.

+$11 /month

Multi-Company Management

Manage multiple companies from a single dashboard. Separate books with easy switching and cross-company reporting.

+$15 /month

Financial Consolidation

Consolidate financial statements across multiple companies. Intercompany eliminations, currency conversion, and group reporting.

+$18 /month
Customer Stories

Trusted by Pakistani Businesses

See what our customers say about running their businesses with IOSnack Accounts - Smart Accounting System.

"We switched from spreadsheets to IOSnack Accounts and the Setup Wizard gave us a complete Pakistan-compliant chart of accounts in 30 seconds. The Quick Transactions feature means our staff can record sales and expenses without any accounting knowledge."

H
Hassan A.
CEO · Karachi
Retail Chain

"As a CA firm managing 15 clients, the multi-company feature is a game changer. Each client has isolated books, and I can generate their Trial Balance and Income Statement in seconds. The permission system lets my juniors do data entry without accessing sensitive reports."

F
Fatima K.
Senior Accountant · Lahore
Accounting Firm

"UAE VAT compliance was our biggest headache. IOSnack Accounts handles it natively — the chart of accounts came pre-configured for VAT, and the reports are exactly what our auditors need. The petty cash module alone saved us hours every month."

O
Omar R.
Finance Director · Dubai
Trading Company

"I am not an accountant, but IOSnack Accounts makes it simple. I just use the Quick Transactions buttons — Money In when I get paid, Money Out when I pay bills. The system handles all the debit-credit stuff behind the scenes. My accountant loves the reports."

A
Amir S.
Business Owner · Riyadh
E-commerce

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